With the credit crunch currently in full swing and not looking to improve anytime time soon, there is one emerging industry that seems to be continually in growth mode and that is the Identity fraud industry. If you haven’t quite realised it yet this is a serious concern around the world.

So how do you combat the risks of having your identity stolen? This is not just people copying your clothes and hairstyle, they want a quick and easy way to profit from your financial and business data, your NHS number, your Passport details, your bank account and savings information, even your pension plan.

Are you aware for example how easily somebody could obtain a copy of your birth certificate or even a copy of you bank account details? Unfortunately the answer is far too easy.

Well that’s just common sense isn’t it?, but do you also shred all the promotional bumf, special offer balance transfer rates, why not have one of our wonderful credit card pamphlets et al, all of which have your name and address printed on them?

The risk of identity theft is not restricted to the realms of paper documents though, tour internet habits can also leave you exposed. Personally I find it amazing that we can be expected to remember so many different password and user combinations without writing them down. I find this hard but many people will use the same one. It may be only one password for you to remember, likewise there’s only one for the identity thieves to find, isn’t there?

Is your antivirus updated regularly, do you always download the updates as they come in, will LATER be soon enough, or will it be too late? When you upgrade your computer systems, a new laptop for Xmas a bargain in the sales or maybe an online auction purchase, how do you dispose of your old system, in particular your hard drive?

Accessing data on a disposed of device or hard drive for example is for the experts far easier than you would imagine if the drive is in working order (and sometimes when its not). Beware not all data recovery companies have the same ethical standards or are actual data recovery labs at all and your old data can be raided in less than 5 minutes if you have not planned correctly and used a reputable business to recover your data for you .

Many people are unaware of the availability of hard drive shredding or secure data disposal services that reputable companies offer. Drives can be literally shredded into tiny pieces or if you are a firm believer in recycling you can arrange for your drive to be securely wiped and certified and the certain components can be used for repair or failed drive re-builds.

Tags: Identity Theft