The Fair Credit Reporting Act (FCRA) is a reasonably recent law that was passed by the government that allows each person to get a free credit report annually. This law came about because of the alarming increase in identity theft. Your free credit reports are typically available by ordering them online, thru a toll free number, or by mail and you can order your credit reports from all 3 of the credit reporting companies - Equifax, Experian, and TransUnion.

The Only Official Website for Requesting Your credit Report