When identity theft occurs, the victim faces an endless paper chase contacting lenders and credit agencies. Even more so, these victims often feel violated, stripped of their privacy, left with an uncomfortable sense of nakedness. Their account balances, credit cards, debts and financial information are compromised and in most cases of identity theft, the thieves have run up bills into the thousands of dollars. Making matters worse, most victims dont even know that their personal information has been compromised until well after the fact, which limits their ability to exercise damage control to their credit rating and creditworthiness. The companies that issue credit reports are instrumental in helping victims repair their credit rating, but it still takes a great deal of time and correspondence until a victims credit score recovers from identity theft.