There are loads of adverts out there assuring us of FREE CREDIT REPORTS. It annoys me ” the way I see it Free Credit Reports dont exist. If anything, I believe it could be a make money scam carried out by immoral Credit Report companies.

Once we have been enticed onto their sites through their pop-ups which cost them an absolute fortune and are detested by us all, we then have to go through all the form filling, and finally, we have to submit our bank details to them.