This article is one of my favorite because it addresses so many of the questions people have about credit and their credit reports.

A word of warning before we get started You are about to hear some things that will most likely be the exact opposite of what you have been told. Keep in mind that credit issues are some of the most misunderstood of all financial topics, and there are many professionals in the financial industry giving advice to their clients, who do not really understand credit themselves. On that note, here are the greatest myths about credit